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Arranging business checks is as simple as a trip to the bank. Everyone who is starting a business should open a business checking account and use business checks to pay all expenses and bills relating to their business. This keeps personal finances separate from business finances and makes tax time a lot easier to handle.

The first step is to get and file a “Doing Business As” form, also called a DBA, with whichever county you are running it from. Rules and charges change depending on which county and which state you are from, but generally, your business must be registered under a name which should not be your first or last name.

As with any bank account, you need a minimum deposit to open your business checking account. This will be higher than what you need to open some other kind of account, and there will be fees and charges levied, which will depend on the bank. So, you need to inquire at a few banks as to the charges and compare them with the services that you can expect. Some of these fees and charges are tax-deductible, though.

There will be expenses when you operate a business checking account and you will not earn much in terms of interest - so it is important to know how much and when you will be charged for different transactions.

Keeping records is very important with a business checking account. Keep track of each transaction so that you do not get overdrawn. This way, you can have a great relationship with your bank, which will grow over time.