Author Archive

Debt out of Control: Get a Balance Transfer Credit Card

Posted in October 12th, 2008
by Joe Boyd in Finance

It’s a simple matter to transfer your outstanding balance to a balance transfer credit card. After you apply and receive approval, the company who issued the card will send you blank checks which can be used to repay your current creditors. These checks are drawn on the account connected to your balance transfer credit card and you’ll then start making payments to this company rather than to your current creditors. Here’s the real advantage - these companies will offer significantly lower interest rates; 12% or less for these balance transfer credit cards instead of the 18% or more charged by most credit card companies. Some even offer a zero interest introductory period, sometimes as long as a year for the balance transferred from other accounts.

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Should College Students Have Credit Cards

Posted in October 8th, 2008
by Joe Boyd in Finance

Your credit rating has a serious bearing on the course of your life. Having a good credit rating means more favorable interest rates when taking out a loan and can even make you more attractive to potential employers.

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Window box planters for maximum curb appeal at minimum expense

Posted in October 8th, 2008
by Joe Boyd in Home and Family

I rented a small house in San Francisco, just two blocks from the beach when I was about twenty years old. The house was simply modest, however, it did have a small front yard. There was little else growing there besides a beautiful dark reddish daisy perennial and an profusion of cineraria. The house featured two windows facing the street, a porch and a couple of window box planters which were falling apart. There was not even dirt in them. I found it charming, just the same. I was delighted with my diamond in the rough, after having lived in a third story Victorian apartment that offered no gardens. All this new place needed was some tender loving care in order to thrive.

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Find the Best Credit Card Offers

Posted in August 13th, 2008
by Joe Boyd in Finance

Bills bills bills .. How they haunt us all the time. What would we do if we did not have credit cards? So many times in life we find ourselves short of the money we need but obviously we can’t beg or steal but there are ways to borrow. So why not swipe your credit card and save your skin?

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